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Charlene Oldham, a contributor to personal finance website GOBankingRates, is a St. Louis-based teacher and writer specializing in education, workplace issues, consumer finance, health and wellness and the personalities behind businesses. A former business news staff writer for the Dallas Morning News, her freelance work has appeared in publications including SUCCESS, Organic Gardening and the St. Louis Post-Dispatch. See more from Charlene at Charleneoldham.com

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The Inertia

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