Charlene Oldham, a contributor to personal finance website GOBankingRates, is a St. Louis-based teacher and writer specializing in education, workplace issues, consumer finance, health and wellness and the personalities behind businesses. A former business news staff writer for the Dallas Morning News, her freelance work has appeared in publications including SUCCESS, Organic Gardening and the St. Louis Post-Dispatch. See more from Charlene at Charleneoldham.com
